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Highlights Special Features

Because of the importance employees place on life insurance, Abacus offers employers a choice of benefit plan designs. In addition to a range of life insurance protection amounts, employers may choose to offer Accidental Death and Dismemberment (AD&D) coverage and Portability choices.
Highlights

  • Guarantee issue ranges from $20,000 - $150,000 (at group's initial enrollment or as a newly hired employee, if timely) Guarantee issue amount defined by group size at initial enrollment
  • Minimum participation: the greater of 10 insured lives or 20% of the eligible employees
  • Rate structure: attained age
  • Rates guaranteed for 2 years
  • Disability waiver of premium
  • Portability and conversion available
  • Accelerated benefit available
  • AD&D features: automobile accident and higher education benefit
Coverage described is subject to plan exlusions and limitations and state requirements. In the event that a discrepancy exists between the plan and this information, the plan provisions will prevail.
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